$koum --route /insurance --GIT
// Goods-in-Transit cover · auto-bound at dispatch · ICEA Lion · Jubilee · APA · Britam · Heritage · Sanlam Allianz
POLICIES.ACTIVE
4
bound at dispatch
CARGO.INSURED
$1.2M USD
across 5 loads
OPEN.CLAIMS
1
assessor pending
LOSS.RATIO.YTD
2.4%
industry avg 5.1%
// active policies
policyloadcargoinsured valueinsurerpremiumstate
GIT-2026-7811LD-4192edible oilKES 12,400,000ICEA LionKES 18,600bound
GIT-2026-7810LD-4185milkKES 4,200,000JubileeKES 6,300bound
GIT-2026-7809LD-4180dieselUGX 41,800,000Sanlam AllianzUGX 62,700bound
GIT-2026-7808LD-4178beerRWF 38,400,000BritamRWF 57,600bound
GIT-2026-7807LD-4174cementTZS 6,800,000HeritageTZS 10,200claim
// claims · open & recent
CLM-2026-118assessor
spillage at Mariakani WB
LD-4174 · Heritage · filed 2026-05-04
CLM-2026-094settled
minor accident · KCB 224F
LD-4081 · ICEA Lion · filed 2026-04-12 · paid KES 184,000
// how it works
1. dispatch a load → quote auto-fetched 2. premium funded from escrow (0.15% of cargo) 3. policy bound · certificate attached to waybill 4. on incident → file via $ koum claim 5. assessor dispatched within 24h 6. settlement to escrow → driver / shipper made whole